First Time Buyers are coming back.
The ratio between wages and cost of a new home has not been as close as it is now for over 5 yrs.
No one really likes to rent, especially when your in your 20's.
It is still difficult but lenders are coming up with more products.
You must have 10% deposit, if thats a problem, just keep saving.
Tips for FTB's
Pay off your outstanding debts. It's best to go into a new mortgage with as few outstanding debts as possible. pay them off before starting to look for a mortgage.
Talk to GAM HLS early in the process. you need to know what you can realistically borrow, and more importantly what you can afford.
Remember we are fee free so give us a call today!
